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  • Going Abroad? Cheap Ways To Save On Exchanging Money

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    It seems like a hoax: paying to exchange money. Avoid the airport exchange offices. If you are going out of the country, and looking for cost-effective ways on exchanging your dollars for euros or any other form of currency, here are some tips, courtesy of Forbes writer Daniel Cross.

    International travel, whether for business or pleasure, carries with it an inherent need for preparation. One of the biggest concerns for the unseasoned traveler is how to obtain the different types of currency that need to be used in a foreign county. The simplest solution is not always the best for your bottom line when it comes to fees and the possibility of being scammed. There are several ways to exchange currency, either before you leave or after you arrive, and all come with their own risks associated with them.

    Traveler’s Checks
    The most advertised way to pay when traveling internationally is to purchase traveler’s checks. American Express and AAA.com are the most popular places to offer these financial instruments and come with reasonable rates. While easily available, travelers checks carry the burden of having to keep physical money on your person at all times. The risk of accidentally losing them or worse, having them stolen, is a huge deterrent. In addition, many retail stores in foreign countries do not accept travelers checks.

    Banks
    Before leaving the country, visiting the bank and exchanging currency there is a quick and easy solution. Bear in mind that exchange rates fluctuate on a daily basis so if you purchase it too far in advance, it may not hold the same value when you finally leave the country. The other downside to using a bank is essentially the same problem with traveler’s checks, carrying large amounts of cash can lead to difficult situations. (More: 7 Ways To Save On Last-Minute Travel)

    Read more at Forbes

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